Here at Distinctive Homes, we understand that many of our clients reside outside of Canmore. This makes it difficult to come and view a property more than once, or once at all. This is why we want to do everything we can to make the home buying experience as simple and easy as possible. Including now making it possible for you to purchase your dream home online!
We will help walk you through some of the basic steps of buying a home online.
Get A Mortgage Pre Approval
The first step to getting a mortgage is to find a lender who can qualify you for a loan. Remember to search for a lender that allows you to submit documents and sign agreements over the internet if you want an online lender.
A mortgage pre-approval is a letter from a lender that tells you how much money you can expect to get for a loan. Pre-approvals are important because they give you a rough idea of how much you can afford to spend on a home. These letters also show real estate agents and sellers that you’re serious about buying a home. Your pre-approval letter will be a crucial asset as you look for sellers and agents who are willing to work with you online.
Typically, your lender will ask you to submit some financial documentation when you apply for a pre-approval. Having this information on hand and ready to scan can speed up the pre-approval process. You’ll usually need at least the following:
- Two months of bank statements
- Your last two T4’s
- Your two most recent pay stubs
Browse The Internet
You can begin your home search on our website at Distinctive Homes before even committing to connecting with us. Maybe start by looking generally over our website, who we are and the quality of homes that we are committed to building.
Browse through our luxury development projects and move-in ready homes. Take your time and walk through our home virtual tours. You can stay as long as you’d like and come back whenever you feel like, all from the comfort of your own home.
Do Some More Research
Is Canmore the place you have always dreamed of moving to or owning a vacation property in? Canmore is an ideal mountain town offering a picturesque mountain lifestyle, that some can only dream of experiencing. Located in the Canadian Rocky Mountains, Canmore offers unparalleled opportunities for outdoor recreation alongside world-class dining and shopping. A gateway into Banff National Park, Canmore is the ideal place for those who love to explore and escape from the hustle and bustle of city life. Visit https://canmore.ca/ and do a little extra research on this beautiful mountain town.
Here at Distinctive Homes we offer a variety of property options all over Canmore. From, Canmore luxury downtown condos to single family homes located within the charming Three Sisters Mountain Village. Visit our current projects page and browse through our collections.
Start To Narrow Your Search
Now that you have done some general browsing and research, start to create a list of all the ideal qualities you’re searching for in a home and what might match your budget. At Distinctive Homes, we offer a large variety of single-family homes, duplexes and condos to match anyone’s budget and personal needs.
Are you looking for a condo or a single family home? How many bedrooms are you looking for? Do you love gardening and having your own personal space? Or are you looking for a property with minimal maintenance and work? Now is the time to decide on what is important for you and what you want to get out of your mountain lifestyle.
Single Family Homes: Custom built homes or move in ready, our selection of single family homes will let you live a luxurious mountain lifestyle in harmony with nature.
The Bow Collection: Affordable family sized duplexes with custom finishings, three levels, four bedrooms, a wrap-around deck, and double car garage, these exquisite family duplexes will allow you to live out your life in the Canadian Rockies in comfort and style.
Lookout Ridge: Located in the spectacular Three Sisters Mountain Village, one to three bedroom condo units are available starting from the $400s! This can be your chance to own in Canmore and begin your ultimate mountain adventure. This family-oriented community has a peaceful vibe, with excellent access to nearby trails and green space.
The Residences of Seventh and Seventh: An unbeatable location and absolute luxury sets this boutique development apart from the rest. The Residences at Seventh and Seventh are downtown Canmore condos for sale, centrally located and close to all amenities.
Connect With A Sales Representative
Now that you are done browsing the internet and have decided on what’s important to you and your new home, it’s time to get more serious with a real estate agent. Here at Distinctive Homes, we have our own successful new home consultants and real estate agents in Canmore. Our experienced agents are ready to work directly with you on finding your perfect home. And in this time of social distancing will act as your “eyes and ears” on the ground. They will be happy to guide you through our homes and properties over video chat, send you extra pictures, floor plan, material package information and help fill in any gaps that you can’t find online.
You can call us directly at 403.678.6932 or e-mail at email@example.com and we will be more than happy to assist you with any questions or inquiries into our properties.
Put An Agreement Together And Prepare To Close.
Congrats – you’ve found a home you love! Any contracts or transfers of funds can be exchanged and signed virtually through our accredited software.
Your mortgage company will also finish underwriting your loan and verifying your financial information. This usually won’t involve you at all, but your lender might occasionally need to contact you for more information or documentation. Respond to these inquiries as quickly as possible to keep your closing on track.
All that’s left to do is close on your loan and take control of your property. Your lender will send you a document called a Closing Disclosure that lists the final terms of your loan. Review your disclosure, then proceed to closing.
Construction Updates And Design Studio Appointments
Any and all of these updates can be done virtually, over real-time video, phone calls or email. Our sales team is here for you and to keep things running as smooth and fast as possible.
We recognize that at this time there is a level of uncertainty towards making a large investment such as buying a new home. But, if you find a home that seems right for you, you have job stability and you can get financing at historically low rates, buying a home might be a wise choice and the right thing to do — even now.